Tag: buying a home

27 Dec 2018

Making a Move in 2019

The “Nice” List for Buyers & Sellers! As we move into the new year, if you’re thinking about making a move, here are some ways to stay on the right track. Buying a Home – The Nice List: 1. Call us for your ‘Pre-Move Consultation’. 2. Be organized with your financial documentation. 3. Have an understanding of your […]

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17 Apr 2018

Can I Afford to Buy a Home?

This question (“how much house can I afford?”) crosses everyone’s mind at some point in their life… in many studies, it’s “home” that people find most valuable, even more so than food often times. Having a place to go at the end of the day is nearly priceless. However, there’s a price tag attached to […]

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12 Dec 2017

2018 Loan Changes – Down Payment Assistance

Last week I reported that Conventional Financing Loan Limits for 2018 have been raised to $453,100. Well, now we know the new FHA Loan Limit in Maricopa County will be $294,515 for a single unit dwelling. This makes up a large segment of our market and especially helps entry level first-time home buyers. For those […]

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30 Nov 2017

How to Handle the Fear of Home Buying

The photo above was chosen for a reason… everyone would love the ability to see into the future to know things are going to be okay before buying a home. There are so many emotions during the process: excitement, stress, joy, anxiety, frustration, relief and the list goes on. I have felt the same things […]

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08 Jun 2017

Qualifying for a Home Loan is Getting Easier!

Good news out of Fannie Mae… the debt-to-income ratio when qualifying for a Conventional Home Loan is being raised from the current 45% to 50% come July 29th, 2017. This could mean additional buyers now qualify for a Conventional Loan versus having to go FHA. The main benefit of Conventional is a lower ongoing Mortgage […]

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27 Apr 2017

25 Steps to Buying a Home

Thinking about Buying a Home, but not sure what’s involved? Here is a quick checklist showing the usual 25 Home Buying Steps to get you there. Choose your Realtor (me). Schedule a Pre-Move Consultation together. Get Pre-Qualified for Financing. Search for Homes. View Homes. Submit Offer(s). Seller Accepts your Offer. Open up Escrow and Deposit […]

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