Many people assume Home Ownership is out of reach, but that’s often due to them having misconceptions about qualifications needed.

What is really needed to qualify?

  • Credit Score – 580
  • Minimum Down Payment – 3%
  • Maximum DTI (debt-to-income) Ratio – 50%

What do most people think is needed?

  • Credit Score of 650+
  • 10%+ for Down Payment
  • 40% DTI Max

According to Fannie Mae, only about 16% of the population understands what the requirements are to get a Home Loan. That’s where we can help! Every situation will vary and of course the higher the credit score, the lower the interest rate along with more program options becoming available, but this is meant to show what’s possible.

If you’ve ever wanted to Buy a Home, but don’t know where to start or what is possible, WE CAN HELP! Give us a call @ 623-203-2264 and we will start you down the right path to evaluate your current financial picture and see what is best for you to control your own Real Estate Journey.

Stay in Touch

Keep current on Real Estate news, market updates and relevant information!

Get in Touch

We are located on the Northwest corner of 75th Avenue & Thunderbird Road in Peoria, which is anchored by Basha’s Grocery Store. We are on the end of the center towards 75th Avenue and just across from BBVA Compass Bank (suite 9). You’ll see our sign on the building. Come on in, we would love to see you.